Why Windermere Homeowners Choose Premier Group Insurance

  • Built for lakefront living: Docks, lifts, seawalls, and screen enclosures—aligned with hurricane and wind requirements.
  • High-value coverage: Extended/replacement cost, valuables riders (jewelry, art), water backup, and higher liability limits.
  • Better fit, better price: We compare 20+ carriers to match deductibles, credits, and endorsements to your property and risk tolerance.

What Your Windermere Policy Can Include

Dwelling & Roof

Wind, hurricane, hail, and fire—configured for lake exposure, tile/architectural roofs, and wind-mitigation credits.

Personal Property (RCV)

Replacement cost on contents—furniture, appliances, and electronics—so claims aren’t reduced by depreciation.

Liability & Umbrella

Higher limits plus optional umbrella for asset protection and complex premises exposures (pools, docks, golf carts).

Special Endorsements

Water backup, screen/pool enclosures, ordinance/code, scheduled valuables, and loss assessment where applicable.

Windermere Home Insurance — Quick Answers

Do I need separate flood insurance on the Butler Chain?
Yes—standard home policies exclude flood. We check FEMA maps for your parcel and quote NFIP and private flood options to close the gap.
Can I insure screen enclosures, docks, and lifts?
Most carriers require specific endorsements or sub-limits. We line up the right endorsements and review wind/hurricane deductibles for these structures.
What about high-value items (rings, watches, art)?
We schedule valuables for broader causes of loss and minimal deductibles, and we can add an umbrella for higher liability protection.

Ready to protect your Windermere home?

Tell us a little about your property—we’ll compare 20+ carriers and send options fast.

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