Why Dr. Phillips Drivers Choose Premier Group Insurance

  • Coverage for how you drive: Daily I-4 commute, school carpools, weekend getaways—limits and deductibles that fit your actual risk.
  • High-value vehicles: OEM parts, new car replacement, agreed value options, and higher liability limits for luxury/performance cars.
  • Smart savings: Multi-vehicle, telematics, safe-driver, paid-in-full, and bundling with home/umbrella when it helps your rate.

What Your Auto Policy Can Include

Liability & Umbrella

Higher BI/PD limits and optional umbrella to protect assets—especially important for multi-vehicle and teen-driver households.

Comprehensive & Collision

Repair or replace after theft, vandalism, hail, or crash—custom deductibles for luxury, EV, and performance models.

OEM Parts & Glass

Original manufacturer parts when available and zero-deductible windshield options to keep safety systems calibrated.

Roadside & Rental

24/7 towing, lockout, and rental reimbursement sized for SUVs and luxury replacements while your car is in the shop.

Dr. Phillips Auto Insurance — Quick Answers

Can I get OEM parts coverage for my luxury vehicle?
Yes—several carriers offer OEM parts endorsements. We’ll quote options that prioritize original components and proper ADAS recalibration.
Best way to insure a teen driver?
We compare carriers with strong teen-driver pricing and telematics discounts, then right-size liability/umbrella limits for your family’s risk profile.
Do I need rideshare coverage?
If you drive for Uber/Lyft or deliver occasionally, a rideshare endorsement can close coverage gaps between personal and commercial periods.

Ready to protect your vehicles in Dr. Phillips?

Tell us about your drivers and vehicles—we’ll compare 20+ carriers and send options fast.

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