Dr. Phillips Business Insurance | Orange County, FL

Dr. Phillips Business Insurance in Orange County, FL

Protection tailored for Restaurant Row on Sand Lake Rd, Dellagio Town Center, Bay Hill offices, and nearby retail—delivered by a responsive, local team.

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Your Local Advisor for Dr. Phillips Businesses

Serving Restaurant Row, The Marketplace at Dr. Phillips, Dellagio, Bay Hill, and the I‑Drive/Turkey Lake corridor.

At Premier Group Insurance of Central Florida, we help Dr. Phillips organizations manage risks tied to upscale dining, boutique retail, professional services, and strict lease/COI requirements. As an independent agency, we shop multiple A‑rated carriers to match coverage with landlord wording, lender requirements, and your budget—so you can focus on guests and growth.

Who We Serve

Built around Dr. Phillips’ Restaurant Row, premium retail centers, and professional office parks.

Restaurants, Cafés & Taprooms

High‑end dining along Sand Lake Rd—protect liquor liability, seasonal peaks, and business income.

Retail & Boutiques

Dellagio & Marketplace merchants balancing inventory values, signage, and glass coverage.

Professional Offices (Law, CPA, Financial)

Advisors serving Bay Hill & Dr. Phillips residents with sensitive data and contract‑driven requirements.

Contractors & Tenant Improvements

Build‑outs for Restaurant Row & I‑Drive adjacent spaces with strict AI, primary/non‑contrib, and waiver terms.

HOAs & Property Managers

Master policies for common areas, amenity risks, vendor compliance, and board protection across Dr. Phillips.

Health, Wellness & Fitness Studios

Boutique studios with participant liability needs and landlord‑required limits.

Recommended Coverages

From busy weekends on Restaurant Row to office parks off Turkey Lake—these policies form a smart foundation for Dr. Phillips businesses.

General Liability

Core protection for customer injuries, property damage, and personal/advertising injury—often required by leases and vendor contracts.

  • Premises & operations
  • Products & completed ops
  • Additional insured & waivers
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Property & Business Owners Policy (BOP)

Bundle GL and property for cost‑efficient protection of contents, tenant improvements, and loss of income after a covered claim.

  • Business income / extra expense
  • Equipment breakdown
  • Ordinance & law options
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Professional Liability (E&O)

Helps defend claims alleging negligence, errors, or omissions in professional services—key for legal, accounting, and advisory firms.

  • Defense costs (varies by carrier)
  • Prior acts & retro dates
  • Contractual coverage considerations
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Cyber Liability & Data Breach

Protects client PII, payment data, and firm systems from ransomware, phishing, and fraudulent funds transfer.

  • Incident response & notification
  • Business interruption from outages
  • Social engineering options
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Commercial Auto & HNOA

For company vehicles and teams driving their own cars on business across Orange County.

  • Hired & Non‑Owned Auto
  • Symbol flexibility (varies)
  • Rental & towing options
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Inland Marine & Equipment

Tools, trailers, and scheduled equipment for builders, remodelers, landscapers, and mobile service businesses.

  • Contractor’s equipment
  • Installation floater
  • Rented/leased equipment
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Serving Dr. Phillips & Nearby Communities

Fast certificates, helpful contract reviews, and local guidance across Central Florida.

Restaurant Row (Sand Lake Rd)

Pair BOP with GL and extended business income.

  • Liquor liability needs
  • Signage & glass coverage
  • Equipment breakdown

Dellagio Town Center

Boutiques & restaurants—consider BOP with spoilage and GL landlord endorsements.

  • Spoilage & utility services
  • Additional insured needs
  • Primary & noncontributory

Bay Hill Area

Professional offices—efficient GL, property, and cyber.

  • Tenant improvements
  • Vendor compliance
  • Rapid COI issuance

The Marketplace at Dr. Phillips

Service trades & retail—right‑sized BOP and GL with optional crime coverage.

  • Employee dishonesty
  • Equipment breakdown
  • Loss of income coverage

Turkey Lake / I‑Drive Corridor

Tourism‑adjacent vendors—consider HNOA and cyber protections.

  • Certificate requirements
  • Higher limit options
  • Quick certificates

Windermere (Neighboring)

High‑end clientele—elevated E&O and cyber with strong contract wording.

  • Landlord COI wording
  • Higher limit options
  • Quick certificates

Why Choose Premier Group Insurance?

Local, independent, and responsive—perfect for busy owners, GMs, and office managers.

Local Dr. Phillips Insight

We understand Restaurant Row leases, liquor liability nuances, and the documentation local landlords and vendors require.

Independent & Unbiased

We shop multiple A‑rated carriers to balance limits, deductibles, and premiums to your risk tolerance.

Fast, Dedicated Service

One point of contact for quotes, COIs, renewals, and claims so you can focus on clients—not paperwork.

Ready to Protect Your Dr. Phillips Business?

Partner with Premier Group Insurance of Central Florida for tailored coverage and expert guidance.

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