Why Lake Nona Homeowners Choose Premier Group Insurance

Built for how you live: New‑construction credits, impact protection, screened enclosures, pools, and smart‑home devices considered in coverage.
Lake & storm aware: We right‑size hurricane/wind deductibles, explore wind‑mitigation credits, and address lake‑adjacent exposures.
High‑value protection: Extended dwelling, replacement cost on roof & contents, water backup, valuables scheduling, and umbrella liability.

What Your Lake Nona Policy Can Include

Wind, hurricane, hail, and fire—configured for tile/shingle or metal roofs with code upgrade coverage where applicable.

Replacement cost on furniture, appliances, electronics, and wardrobes—no depreciation deduction at claim time.

Higher limits plus optional umbrella for asset protection—great for pools, pets, short‑term guests, and entertaining.

Walls‑in coverage, betterments & improvements, and loss assessment—aligned with your association’s master policy.

Do I need separate flood insurance near lakes/wetlands?

Home policies exclude flood. We check FEMA maps for your address and quote NFIP or private flood if you’re in or near a risk zone.

How do I match coverage with my HOA/condo association?

Send the master policy/CC&Rs. We’ll align your HO‑3/HO‑6, add loss‑assessment if needed, and size deductibles to your tolerance.

Can I insure jewelry, bikes, or fine art?

Yes—schedule valuables for broader protection and low deductibles; consider an umbrella for higher liability limits.

Tell us a little about your property—we’ll compare 20+ carriers and send options fast.

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