Logistics & Service Business Insurance | Orange & Lake County, FL

Logistics & Service Business Insurance in Orange & Lake County, FL

Protection tailored for couriers, moving companies, warehousing & fulfillment, janitorial teams, and mobile service fleets across Central Florida.

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Your Local Partner for Logistics, Delivery & Service Fleets

Serving Winter Garden, Windermere, Clermont, Minneola, Dr. Phillips and Orlando with fast COIs and same‑day auto ID cards.

Premier Group Insurance of Central Florida helps vehicle‑heavy operations manage risk on the road and on‑site. From Commercial Auto & HNOA to General Liability and Inland Marine for tools and cargo, we compare multiple A‑rated carriers to align coverage with contracts, landlord requirements, and safety programs—so you can keep routes on time and crews productive.

Who We Serve

If you drive, deliver, install, clean, or store—we’ll help you insure it.

Couriers & Last‑Mile Delivery

Route‑based drivers and small fleets handling parcels and same‑day deliveries.

Moving & Storage Companies

Local movers, storage facilities, and specialty haulers with seasonal demand.

Warehousing & Fulfillment

Third‑party logistics, cross‑docking, and ecommerce fulfillment centers.

Janitorial & Facility Services

Day‑porters, commercial cleaning crews, and specialty sanitation services.

Appliance, HVAC & Equipment Service

Technicians with service vans, on‑site installs, and valuable tools in transit.

Medical/Specimen & Pharmacy Couriers

Temperature‑sensitive deliveries with tight chain‑of‑custody requirements.

Recommended Coverages

Road risk, client premises, tools in transit—logistics & service work brings unique exposures. Start with these core protections.

Commercial Auto (Liability & Physical Damage)

Helps protect vehicles, drivers, and the business from at‑fault accidents and losses.

  • Liability, comp & collision
  • Uninsured/underinsured motorist
  • Rental reimbursement & roadside

Hired & Non‑Owned Auto (HNOA)

Extends auto liability when your team uses personal or rented vehicles for business.

  • Great for 1099s & occasional rentals
  • Often required by contracts
  • Pairs well with GL/BOP

General Liability

Premises/operations protection for client property damage or injury claims.

  • Premises & operations
  • Personal & advertising injury
  • Additional insureds & waivers

Inland Marine / Equipment Floater

Helps protect tools, handheld devices, and equipment that travel to job sites.

  • Scheduled & unscheduled tools
  • Theft from vehicles or job sites
  • Installation floater options

Motor Truck Cargo

Covers direct physical loss to cargo you’re responsible for while in transit.

  • Refrigeration breakdown options
  • Loading/unloading & debris removal
  • Limit & deductible flexibility

Workers’ Comp & Umbrella

Florida‑required benefits for employees and extra liability protection over GL/Auto.

  • Medical & wage benefits
  • Return‑to‑work support
  • Higher limits for contracts

Local Expertise Across Orange & Lake County

We understand route density, landlord wording, and COI turnaround for logistics & service firms in Central Florida.

Winter Garden

Historic downtown and Horizon West—optimize Commercial Auto and GL for busy service corridors.

  • Same‑day COIs & auto IDs
  • Additional insured endorsements
  • Driver/MVR guidance

Windermere

High‑expectation clientele—pair HNOA with tool coverage for spotless service visits.

  • Contract‑required limits
  • Damage to premises rented
  • Umbrella for larger jobs

Clermont

Growing warehouse & distribution—bundle BOP/Property with Commercial Auto.

  • Business income & equipment
  • Dock/yard liability needs
  • Waivers & primary wording

Minneola

Family‑run service fleets—focus on affordable Auto, GL, and tools.

  • Deductible strategies
  • Simple renewal process
  • Quick driver adds

Dr. Phillips

Premium service markets—elevate Umbrella limits and HNOA.

  • High‑value client contracts
  • Certificate wording expertise
  • Fleet safety resources

Orlando

Airport & downtown routes—comprehensive Auto, GL, and Inland Marine.

  • Multi‑location COIs
  • Cargo & refrigeration options
  • Vendor/contractor compliance

Why Choose Premier Group Insurance?

Local, independent, and responsive—built for owners who can’t afford downtime.

Fleet‑Focused Expertise

We understand certificates, additional insured wording, driver/MVR requirements, and seasonal staffing for logistics & service firms.

Independent & Unbiased

We shop multiple A‑rated carriers to balance pricing with the right limits, deductibles, and endorsements for your contracts.

Fast, Dedicated Service

One point of contact for quotes, COIs, driver adds, and claims so your team can stay on the road.

Ready to Protect Your Logistics or Service Business?

Work with Premier Group Insurance of Central Florida for tailored coverage and quick support.

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