Orlando Business Insurance | Orange County, FL

Orlando Business Insurance in Orange County, FL

Protection tailored for Downtown Orlando, Creative Village/UCF Downtown, Lake Nona/Medical City, Baldwin Park, College Park, Thornton Park, and Mills 50—delivered by a responsive, local team.

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Your Local Advisor for Orlando Businesses

Serving Downtown Orlando, Creative Village, Lake Nona/Medical City, Baldwin Park, College Park, Thornton Park, Ivanhoe Village, Mills 50, and nearby corridors.

At Premier Group Insurance of Central Florida, we help Orlando organizations manage risks tied to urban retail, hospitality corridors, professional offices, technology start‑ups, and logistics around MCO. As an independent agency, we shop multiple A‑rated carriers to match coverage with landlord COI wording, lender requirements, and your budget—so you can focus on serving clients and growing your business.

Who We Serve

Built around Orlando’s mix of downtown offices, tech innovation hubs, destination dining, and fast‑growing neighborhoods.

Downtown Offices & Tech Start‑ups

Creative Village and high‑rise offices handling sensitive data, vendor contracts, and lease requirements.

Restaurants, Cafés & Breweries

Milk District, Mills 50, and Ivanhoe Village—protect inventory, income, and high foot‑traffic liability exposures.

Retail & Boutiques

Thornton Park, Baldwin Park, and College Park merchants balancing seasonal sales, electronics, and signage requirements.

Contractors & Tenant Improvement

Lake Nona and I‑Drive/Sand Lake build‑outs with strict COI language and additional insured needs.

HOAs & Property Managers

Master policies for common areas, board protection, vendor requirements, and amenity risks across Orlando communities.

Logistics & Service near MCO

Airport and Tradeport corridor fleets, mobile services, and scheduled equipment moving around Orange County.

Recommended Coverages

From high‑rise offices to neighborhood retail—these policies form a smart foundation for Orlando businesses.

General Liability

Core protection for customer injuries, property damage, and personal/advertising injury—often required by leases and vendor contracts.

  • Premises & operations
  • Products & completed ops
  • Additional insured & waivers
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Property & Business Owners Policy (BOP)

Bundle GL and property for cost‑efficient protection of contents, tenant improvements, and loss of income after a covered claim.

  • Business income / extra expense
  • Equipment breakdown
  • Ordinance & law options
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Professional Liability (E&O)

Helps defend claims alleging negligence, errors, or omissions in professional services—key for legal, accounting, and advisory firms.

  • Defense costs (varies by carrier)
  • Prior acts & retro dates
  • Contractual coverage considerations
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Cyber Liability & Data Breach

Protects client PII, payment data, and firm systems from ransomware, phishing, and fraudulent funds transfer.

  • Incident response & notification
  • Business interruption from outages
  • Social engineering options
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Commercial Auto & HNOA

For company vehicles and teams driving their own cars on business across Orange County.

  • Hired & Non‑Owned Auto
  • Symbol flexibility (varies)
  • Rental & towing options
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Inland Marine & Equipment

Tools, trailers, and scheduled equipment for builders, remodelers, landscapers, and mobile service businesses.

  • Contractor’s equipment
  • Installation floater
  • Rented/leased equipment
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Serving Orlando & Nearby Neighborhoods

Fast certificates, helpful contract reviews, and local guidance across Central Florida.

Downtown Orlando & Creative Village

Pair BOP with GL and extended business income.

  • High‑rise & co‑working exposures
  • Signage & glass coverage
  • Equipment breakdown

Lake Nona / Medical City

Tech & life‑science corridors—consider BOP and cyber with strong vendor wording.

  • Tenant improvements
  • Vendor compliance
  • Rapid COI issuance

Baldwin Park & Audubon Park

Service trades & professional suites—right‑sized E&O and cyber.

  • Business personal property
  • Electronic data coverage
  • Contract review help

College Park

Neighborhood retail corridors—robust BOP and GL with optional crime coverage.

  • Employee dishonesty
  • Equipment breakdown
  • Loss of income coverage

Thornton Park & South Eola

Higher‑end clientele—elevated E&O and cyber with strong contract wording.

  • Landlord COI wording
  • Higher limit options
  • Quick certificates

Mills 50 & Milk District

Food halls & specialty shops—consider BOP with spoilage and GL landlord endorsements.

  • Spoilage & utility services
  • Additional insured needs
  • Primary & noncontributory

Why Choose Premier Group Insurance?

Local, independent, and responsive—perfect for busy Orlando owners, GMs, and office managers.

Local Orlando Insight

We understand Downtown Orlando events, new‑build leases, and the documentation local landlords and vendors require.

Independent & Unbiased

We shop multiple A‑rated carriers to balance limits, deductibles, and premiums to your risk tolerance.

Fast, Dedicated Service

One point of contact for quotes, COIs, renewals, and claims so you can focus on clients—not paperwork.

Ready to Protect Your Orlando Business?

Partner with Premier Group Insurance of Central Florida for tailored coverage and expert guidance.

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