Why Orlando Homeowners Choose Premier Group Insurance

  • Built for Orlando: From historic bungalows to new construction, we balance roof age, wind exposure, and code upgrades.
  • Better fit, better price: We compare 20+ carriers to match deductibles, discounts, and endorsements to your needs.
  • High-value options: Replacement cost on roof & belongings, water backup, valuables riders, screen/pool coverage, umbrella.

What Your Orlando Policy Can Include

Dwelling & Roof

Wind, hurricane, hail, and fire—configured for tile/shingle roofs, wind-mitigation credits, and code compliance.

Personal Property (RCV)

Replacement cost on contents—furniture, appliances, and electronics—so claims aren’t reduced by depreciation.

Liability & Umbrella

Higher limits plus optional umbrella for added asset protection and complex premises exposures (pools, short-term guests).

Special Endorsements

Water backup, screen/pool enclosures, ordinance/code, scheduled valuables, and loss assessment where applicable.

Orlando Home Insurance — Quick Answers

Do older homes near College Park or Lake Eola cost more to insure?
They can—roof age, plumbing, and wiring affect eligibility and price. We target carriers that favor well-maintained older homes and ensure ordinance/code coverage fits renovations.
New build in Baldwin Park or Lake Nona—will I get better rates?
Newer construction typically qualifies for stronger credits. We quote multiple carriers that reward new builds and verify wind-mitigation savings.
Do I need separate flood insurance?
Home policies exclude flood. We’ll check FEMA maps for your address and offer NFIP or private flood options if you’re in or near a risk zone.

Ready to protect your Orlando home?

Tell us a little about your property—we’ll compare 20+ carriers and send options fast.

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