Why Winter Garden Homeowners Choose Premier Group Insurance

  • Built for Winter Garden: Historic downtown & newer builds in Horizon West/Hamlin—balanced for roof age, code upgrades, and wind exposure.
  • Better fit, better price: We compare 20+ carriers to match deductibles, discounts, and coverage limits to your home and budget.
  • High-value options: Replacement cost on roof & belongings, water backup, jewelry/art riders, screen/pool coverage, umbrella.

What Your Winter Garden Policy Can Include

Home & Roof

Wind, hail, hurricane, and fire—optimized for both historic roofs near Plant Street and newer construction in Horizon West.

Personal Property

Replacement cost for furniture, appliances, and electronics—no depreciation surprises after a claim.

Liability

Higher limits and optional umbrella to protect assets if someone is injured at your home or on your property.

Extras That Matter

Water backup, screen enclosures & pools, golf-cart liability, and ordinance/code coverage for updates and remodels.

Winter Garden Home Insurance — Quick Answers

Historic home near Plant Street—anything special to consider?
Older roofs, plumbing, or wiring can affect eligibility and price. We’ll target carriers that favor historic homes and ensure ordinance/code coverage keeps renovations compliant.
New build in Horizon West or Hamlin—do I get better rates?
Newer construction typically qualifies for better credits and wind-mitigation savings. We quote multiple carriers that reward new builds to keep premiums competitive.
Do I need flood insurance in Winter Garden?
Home policies exclude flood. We’ll check FEMA maps and offer NFIP or private flood options if your home is in or near a risk zone.

Ready to protect your Winter Garden home?

Tell us a little about your property—we’ll compare 20+ carriers and send options fast.

Get a Quote

Prefer to call? 407-490-3792 • Get a Quote