For dental practice owners & office managers
Protect the business behind your patient care. Review your property, equipment, employees, and cyber exposures with a local, independent insurance team.
Local, independent guidance from Premier Group Insurance of Central Florida.
Dental chairs, imaging systems, sterilization equipment, and a carefully built-out space are essential to your daily schedule. Your insurance review should account for what it would take to repair, replace, and reopen.
Premier Group Insurance helps dental practice owners in Orange and Lake County compare business coverage and understand the details. Whether you are approaching renewal, opening an office, or buying a practice, we start with how your business actually operates.
Build the review around your office, your team, and the interruptions that could affect patient care.
Review your office contents, dental chairs, imaging equipment, and tenant improvements. A business owners policy (BOP) can combine property, general liability, and business income coverage.
If a covered property loss interrupts patient care, this coverage can help address lost income and eligible extra expenses while your practice recovers.
Help protect your team when a work-related injury or illness occurs. Review payroll, job duties, and owner participation for the people who keep your practice running.
Patient records, billing, email, and practice-management systems deserve a separate review. Evaluate cyber coverage for incident response and covered privacy or network-security claims.
A mechanical or electrical breakdown can interrupt treatment even without a fire or theft. Review equipment breakdown options and how they apply to the equipment you rely on.
Review protection for non-treatment injuries and property damage claims, along with any extra liability limits required by your lease or appropriate for your practice.
Personal guidance for owners and office managers, from the first conversation through renewal.
Start with our business quote form or call us. Share your practice type, location, renewal date, and the coverage you want reviewed.
We look at your current coverage, equipment values, payroll, and lease requirements, then compare available carrier options.
Understand the limits, deductibles, and important differences before you decide. Our team stays available for service and renewal questions.
Serving Orange and Lake County, including Horizon West, Hamlin, Ocoee, Oakland, and the communities below.
Review property, general liability, business income, workers’ compensation, and cyber coverage alongside it. Malpractice addresses professional treatment liability; it does not replace the policies that protect the business side of your practice.
Yes. We can review insurance requirements in your lease, including liability limits, your equipment and contents, and improvements you paid for. Your landlord’s building policy may not cover those items.
No. Standard property-based business income coverage generally requires a covered physical loss. Utility outages, cyber incidents, equipment breakdown, and other interruptions may need different coverage or endorsements. We review the triggers, waiting periods, and limits.
Florida generally requires non-construction employers with four or more employees to carry workers’ compensation. Part-time employees and non-exempt corporate officers or LLC members can count. We can review your ownership and staffing before quoting. See Florida’s coverage requirements.
We can review options for new and changing practices, subject to underwriting. Tell us your planned opening or closing date, services, location, equipment values, and payroll so we can identify the information carriers need.
Start with your practice name, location, contact information, renewal or opening date, and the coverages you want reviewed. Current policies, equipment values, payroll estimates, and prior claims information help us prepare a more complete comparison. Patient records are not needed.
Get a clear explanation of your options and a local team you can reach when questions come up.
Coverage descriptions are general. Availability, eligibility, exclusions, limits, deductibles, and endorsements vary by insurer and policy. A quote request does not bind or change coverage.